| Everyone at one point or another has been, or will | | | | considered totaled, you will need to get at least |
| be involved in an auto accident. Many of the car | | | | three estimates in order for you to file a claim |
| accidents will result in injury or property damage. | | | | with your insurance company. You should then |
| It is very important to know what you need to | | | | present these estimates to your insurance agent. |
| do in case you find yourself in that type of | | | | It may then be necessary for an insurance agent |
| situation. If you have been in an accident in which | | | | to inspect your car before they can approve |
| you were hurt, or sustained property damage, | | | | your claim.Important TipDealing with insurance |
| you might be able to file a claim in order for you | | | | representatives can be very frustrating. There is |
| to be compensated for your loss.Filing a ClaimFiling | | | | nothing wrong with being persistent with your |
| a claim with your insurance company can be a | | | | insurance company, but you should also |
| very difficult and long process. It is your | | | | remember to remain polite. Losing your patience |
| responsibility to have all the necessary materials | | | | and becoming rude can result in you losing |
| and paperwork ready to make the process | | | | compensation for what you would normally be |
| faster.The most important step of filing a claim | | | | entitled to.WarningsThe value of the car is |
| with your insurance policy is to obtain a copy of | | | | constantly depreciating due to many factors. High |
| the police report. It is also very important to | | | | mileage cars are generally worth less than an |
| know what type of policy you have, as well as | | | | identical car with less mileage. When determining |
| what type of coverage is provided to you by | | | | the amount of compensation you will receive, |
| your insurance policy. Your next step is to obtain | | | | they will do so using the current value of your |
| estimates from auto shops for repairs to your | | | | car. You should not expect to receive the amount |
| vehicle. It would be helpful if you obtain more than | | | | you spent to purchase the car. |
| one from different shops. If your car is | | | | |