| Everyone at one point or another has been, or | | | | If your car is considered totaled, you will |
| will be involved in an auto accident. Many | | | | need to get at least three estimates in order |
| of the car accidents will result in injury or | | | | for you to file a claim with your insurance |
| property damage. It is very important to | | | | company. You should then present these |
| know what you need to do in case you find | | | | estimates to your insurance agent. It may |
| yourself in that type of situation. If you | | | | then be necessary for an insurance agent to |
| have been in an accident in which you were | | | | inspect your car before they can approve your |
| hurt, or sustained property damage, you might | | | | claim.Important TipDealing with insurance |
| be able to file a claim in order for you to | | | | representatives can be very frustrating. |
| be compensated for your loss.Filing a | | | | There is nothing wrong with being persistent |
| ClaimFiling a claim with your insurance | | | | with your insurance company, but you should |
| company can be a very difficult and long | | | | also remember to remain polite. Losing your |
| process. It is your responsibility to have | | | | patience and becoming rude can result in you |
| all the necessary materials and paperwork | | | | losing compensation for what you would |
| ready to make the process faster.The most | | | | normally be entitled to.WarningsThe value of |
| important step of filing a claim with your | | | | the car is constantly depreciating due to |
| insurance policy is to obtain a copy of the | | | | many factors. High mileage cars are generally |
| police report. It is also very important to | | | | worth less than an identical car with less |
| know what type of policy you have, as well as | | | | mileage. When determining the amount of |
| what type of coverage is provided to you by | | | | compensation you will receive, they will do |
| your insurance policy. Your next step is to | | | | so using the current value of your car. You |
| obtain estimates from auto shops for repairs | | | | should not expect to receive the amount you |
| to your vehicle. It would be helpful if you | | | | spent to purchase the car. |
| obtain more than one from different shops. | | | | |