| As a new driver, expect to pay more for your | | | | that it is one accepted by your insurance carrier. |
| car insurance than you would if you were an older | | | | 3.Sober Driving: This is a no brainer, but needs to |
| more experienced driver. All is not lost, however, | | | | be said. Driving while under the influence is not |
| there are things you can do to take the sting out | | | | only dangerous, but costly in more ways than |
| of the cost of insurance and lower your rate. | | | | one. If you are stopped with a DUI, not only will |
| 1.Vehicle: Stay away from brand new, very | | | | your insurance rates increase, if you are under |
| expensive, very fast, sport cars. Expensive cars | | | | aged, it is illegal and your insurance company may |
| cost more to insure, the more horse power, the | | | | void your coverage. |
| higher and the premium. Go for something that is | | | | 4.Student Drivers: If you're a new young driver |
| older, with many safety features. Companies | | | | that is still in school, maintaining good grades (B |
| offer discounts for features like automatic | | | | average or above) may earn a discount of up to |
| seatbelts, airbags and anti-lock brakes. | | | | 25% of your insurance premium. |
| 2.Drivers Education: As a new driver, it will help | | | | 5.Talk to your agent. Your insurance agent is |
| your insurance rate if you take an approved | | | | aware of various discounts offered by the |
| drivers safety course. Chat with your insurance | | | | insurance company. You might qualify for some |
| agent before taking the course. You want to | | | | of them, but you won't know unless you ask. |
| make sure that they recognize and approve of | | | | 6.Compare: Get quotes from more than one |
| the institution offering the class. Aside from | | | | company. Shop around. |
| getting good driving information, you do want to | | | | Hang in there. You're only new once; rates will go |
| get the insurance premium discount so make sure | | | | down with driving experience. |