| Pulled over recently? Are you at a point where | | | | him do his job and tell you. |
| you can no longer afford your auto insurance? | | | | Tickets, Tickets, Tickets |
| Each ticket you receive from a police officer can | | | | Most drivers don't realize that being ticketed for |
| dramatically increase your car insurance rate. | | | | not having your driver's license with you holds as |
| conducted a survey to identify the best method | | | | much weight as being ticketed for speeding when |
| of getting yourself out of the police issuing you a | | | | it comes to your insurance rates. |
| ticket. If the police officer doesn't buy your plea | | | | Beware Drivers: Say you're pulled over for |
| bargain, your insurance rates could skyrocket. The | | | | speeding, and you're in the lanes reserved for |
| only way to ensure that you find which | | | | vehicles with 2 or more passengers. You'd get a |
| companies offer the lowest price is to do an | | | | ticket for speeding, and a ticket for being in this |
| online rate search. | | | | lane. |
| offers free rate searches for consumers. This | | | | If you didn't have your seat belt on, and your |
| article discusses the impact tickets can have on | | | | insurance card with you, that's 2 more tickets. If |
| your car insurance rates. | | | | you happen to have a dirty license plate |
| Pulled Over - Do you beg, cry or lie when you're | | | | obstructing its view, that's another ticket. That's 5 |
| pulled over by the police? | | | | tickets!!! |
| Don't do any of these things, and especially don't | | | | A friend of mine was pulled over and issued 7 |
| conduct a curb side trial. The officer has already | | | | tickets at one time. Did you know that you could |
| decided you did something wrong, or he wouldn't | | | | be ticketed for each passenger not wearing their |
| have pulled you over. And he's heard it all before. | | | | seat belt, under 16 years of age?!?! |
| A survey conducted by found the best strategy | | | | Tickets On Your Record: Tickets will affect your |
| to use in talking your way out of a ticket is to | | | | insurance rate for 3 long years. |
| humble yourself... Be polite, admit your guilt, and | | | | If you have a ticket, or two, and get into an |
| ask for forgiveness. And getting the police officer | | | | accident, the combination can cause your |
| to crack a smile doesn't hurt. | | | | insurance company to cancel you. |
| If you're planning to fight the ticket in court, it's | | | | Ticket Timing: The date you got the ticket isn't |
| not in your interest to tip off the police officer by | | | | relevant to your insurance company. This is |
| saying "I'll see you in court". All that will do is tip | | | | because, if you go to court, and win, there's no |
| him off to make sure he has his notes clear and | | | | ticket to count against you. The relevant date is |
| in order. | | | | the date you are convicted. The conviction date is |
| If you're offensive towards the officer, this | | | | the date you paid the court for that ticket. |
| triggers his suspicion that you might be hiding | | | | Beware Campers: Did you know that if you are |
| something, prolonging the encounter, and you | | | | using your car to sit in at your camp site while |
| may end up with multiple tickets. Be brief and | | | | having a drink, you could be ticketed for drinking |
| professional. | | | | and driving? |
| A common question for the officer to ask is, "Do | | | | Beware Boaters: If you're ticketed for drinking |
| you know why you were pulled over?" Many | | | | while operating your boat, a DUI will appear on |
| drivers offer a reason saying, "Was it because I | | | | your driving record and affect your car insurance |
| was speeding?" or "I wasn't wearing my seatbelt." | | | | rate. |
| The officer could have pulled you over to tell you | | | | Parking Tickets: Don't worry. These do not affect |
| your brake light was out. Through the "power of | | | | your insurance rate. |
| suggestion" you might find yourself receiving | | | | Look at this rate example. This shows the |
| multiple tickets. | | | | "lowest" to "highest" quotes from 30 insurance |
| Say "NO" if you're asked this question. Trust me, | | | | company rates. There are $1,000's of dollars |
| the officer knows why he pulled you over; so let | | | | difference between insurance company rates. |