| Pulled over recently? Are you at a point | | | | |
| where you can no longer afford your auto | | | | Tickets, Tickets, Tickets |
| insurance? Each ticket you receive from a | | | | |
| police officer can dramatically increase your | | | | Most drivers don't realize that being |
| car insurance rate. | | | | ticketed for not having your driver's license |
| | | | with you holds as much weight as being |
| conducted a survey to identify the best | | | | ticketed for speeding when it comes to your |
| method of getting yourself out of the police | | | | insurance rates. |
| issuing you a ticket. If the police officer | | | | |
| doesn't buy your plea bargain, your insurance | | | | Beware Drivers: Say you're pulled over for |
| rates could skyrocket. The only way to ensure | | | | speeding, and you're in the lanes reserved |
| that you find which companies offer the | | | | for vehicles with 2 or more passengers. You'd |
| lowest price is to do an online rate search. | | | | get a ticket for speeding, and a ticket for |
| | | | being in this lane. |
| offers free rate searches for consumers. This | | | | |
| article discusses the impact tickets can have | | | | If you didn't have your seat belt on, and |
| on your car insurance rates. | | | | your insurance card with you, that's 2 more |
| | | | tickets. If you happen to have a dirty |
| Pulled Over - Do you beg, cry or lie when | | | | license plate obstructing its view, that's |
| you're pulled over by the police? | | | | another ticket. That's 5 tickets!!! |
| | | | |
| Don't do any of these things, and especially | | | | A friend of mine was pulled over and issued 7 |
| don't conduct a curb side trial. The officer | | | | tickets at one time. Did you know that you |
| has already decided you did something wrong, | | | | could be ticketed for each passenger not |
| or he wouldn't have pulled you over. And he's | | | | wearing their seat belt, under 16 years of |
| heard it all before. | | | | age?!?! |
| | | | |
| A survey conducted by found the best strategy | | | | Tickets On Your Record: Tickets will affect |
| to use in talking your way out of a ticket is | | | | your insurance rate for 3 long years. |
| to humble yourself... Be polite, admit your | | | | |
| guilt, and ask for forgiveness. And getting | | | | If you have a ticket, or two, and get into an |
| the police officer to crack a smile doesn't | | | | accident, the combination can cause your |
| hurt. | | | | insurance company to cancel you. |
| | | | |
| If you're planning to fight the ticket in | | | | Ticket Timing: The date you got the ticket |
| court, it's not in your interest to tip off | | | | isn't relevant to your insurance company. |
| the police officer by saying "I'll see you in | | | | This is because, if you go to court, and win, |
| court". All that will do is tip him off to | | | | there's no ticket to count against you. The |
| make sure he has his notes clear and in | | | | relevant date is the date you are convicted. |
| order. | | | | The conviction date is the date you paid the |
| | | | court for that ticket. |
| If you're offensive towards the officer, this | | | | |
| triggers his suspicion that you might be | | | | Beware Campers: Did you know that if you are |
| hiding something, prolonging the encounter, | | | | using your car to sit in at your camp site |
| and you may end up with multiple tickets. Be | | | | while having a drink, you could be ticketed |
| brief and professional. | | | | for drinking and driving? |
| | | | |
| A common question for the officer to ask is, | | | | Beware Boaters: If you're ticketed for |
| "Do you know why you were pulled over?" Many | | | | drinking while operating your boat, a DUI |
| drivers offer a reason saying, "Was it | | | | will appear on your driving record and affect |
| because I was speeding?" or "I wasn't wearing | | | | your car insurance rate. |
| my seatbelt." The officer could have pulled | | | | |
| you over to tell you your brake light was | | | | Parking Tickets: Don't worry. These do not |
| out. Through the "power of suggestion" you | | | | affect your insurance rate. |
| might find yourself receiving multiple | | | | |
| tickets. | | | | Look at this rate example. This shows the |
| | | | "lowest" to "highest" quotes from 30 |
| Say "NO" if you're asked this question. Trust | | | | insurance company rates. There are $1,000's |
| me, the officer knows why he pulled you over; | | | | of dollars difference between insurance |
| so let him do his job and tell you. | | | | company rates. |