| Locating a great auto insurance quote can be | | | | taking a train, or the subway to commute to and |
| easy with today's technology. Many insurance | | | | from work. Not only will you save on wear and |
| companies offer online quotes that make it simple | | | | tear and gas for your car, your insurance |
| to find the best rate for our car. I've compiled | | | | company will thank you by lowering your |
| some simple tips that can make your journey | | | | premium! |
| easier and your wallet happier. | | | | 4. Add Anti-Theft Devices - This can be a quick |
| 1. Provide as Many Details as Possible - Give the | | | | way to reduce your insurance premium. Car |
| insurance company as many details as possible, | | | | installed with anti-theft measures are less likely to |
| such as your zip code, marital status, mileage, and | | | | be stolen. Car insurance companies pass these |
| car safety features. Providing this vital information | | | | savings onto you and everyone wins. Some |
| will help the insurance company give you a more | | | | companies offer larger discounts than others, so |
| exact quote. By default, your rates could be | | | | be sure to check with your agent about this. |
| higher if you only provide minimal details about | | | | 5. Drive a "Safe" Car - Sports cars, luxury sedans, |
| yourself and your car. | | | | and old beaters with bad brakes will all get |
| 2. Increase Your Deductible - Normally, a higher | | | | punished by your insurance company. Cars that |
| deductible can lower your monthly or annual | | | | are kept up on maintenance have airbags and |
| insurance premium. Raising your standard | | | | seatbelts, and a mild engine all get rewarded. If |
| deductible, say from $250 to $500 can save you | | | | you want the absolute lowest rates, make the |
| hundreds of dollars in your premium. This can be a | | | | smart choice and purchase a safe car. |
| double edged sword if you're a high risk driver. | | | | There are many factors that can affect your |
| Consult with your agent to see if this is a good | | | | online rate. If you want the lowest rate, be sure |
| option for you. | | | | to follow these 5 simple tips, and consult with |
| 3. Decrease You Daily Driving - Most insurance | | | | your agent for more ways you can save on your |
| companies will offer a discount for individuals who | | | | car insurance. |
| drive less than 40 miles per day. Consider flying, | | | | |